VA offers dental insurance program
Tuesday, March 18, 2014 — VA has partnered with Delta Dental and MetLife to allow eligible veterans, plus family members receiving care under the Civilian Health and Medical Program, to purchase affordable dental insurance. More than 8 million veterans who are enrolled in VA health care can choose to purchase one of the offered dental plans.This three-year pilot program has been designed for veterans with no dental coverage, or those eligible for VA dental care who would like to purchase additional coverage.Participation will not affect entitlement to VA dental services and treatment.
There are no eligibility limitations based on service-connected disability rating or enrollment priority assignment.People interested in participating may complete an application online through either Delta Dental at deltadentalvadip.org, or MetLife at metlife.com/vadip.Coverage for this new dental insurance began Jan. 1. Also eligible for the new benefits are nearly 400,000 spouses and dependent children who are reimbursed for most medical expenses under VA’s civilian health program.Generally, civilian health participants are spouses, survivors or dependent children of veterans officially rated as “permanently and totally” disabled by a service-connected condition.
Dental services under the new program vary by plan and include diagnostic, preventive, surgical, emergency and endodontic/ restorative treatment.Enrollment in the VA Dental Insurance Plan is voluntary.Participants are responsible for all premiums, which range from $8.65 to $52.90 per month for individual plans.Co-payments and other charges may apply.